Is Bankruptcy My Only Option?
In today’s difficult economic times, many good, hard working people find themselves unable to pay all of their bills, and still provide for basic necessities, such as food, shelter and medical care. This often results from unemployment, or the inability to keep up with mortgage payments in our collapsed real estate market. For many people, bankruptcy is […]
THE FAIR CREDIT BILLING ACT:
A CONSUMER’S RIGHT, A CREDITOR’S OBLIGATION; Are you leaving money on the table? Many consumers are aware that they have the right to dispute a charge or an incorrect credit card bill, but few consumers take advantage of these rights or know how to do so. Often when a creditor files a lawsuit to collect on […]
RECALL: Smucker’s Chunky Peanut Butter Salmonella Contamination
21The J.M. Smucker Company announced on November 17, 2011 that it was recalling jars of its Smucker’s Natural Chunky Peanut Butter sold in 24 states and the District of Columbia. Product sampling revealed that certain product might be contaminated with salmonella, which can cause serious illnesses, and even death. The Recalled Product: Smucker’s Chunky Peanut Butter […]
“Churning” Does Not Always Result in Butter
Most stockbrokers and investment advisers are paid based on a percentage of the value of trades of the investments in your portfolio. (This does not apply to brokers who trade “managed accounts” or who are paid based on the total assets in an account.) When stockbrokers are paid commissions, these amounts are deducted from your investments. Therefore, […]
Is Florida’s PIP Insurance “Full Coverage”?
Did your auto insurance agent tell you that you have “full coverage”? If yes, you should immediately check your policy, to make sure you have bodily injury coverage and uninsured motorist coverage, for absent such insurance, you have far less than “full coverage”. What is PIP? Many Floridians are duped into believing that if […]
Underinsured and Uninsured Motorist Coverage
Like the amount of rain in Florida, here is another situation in Florida that you hear about all the time. Someone gets hit by a vehicle but that vehicle’s owner does not have insurance coverage. So, what does that mean for you? It means that your insurance will pay for the repair of your vehicle. […]
