Wites Law Firm has represented consumer rights cases since 2001. We have vast experience in consumer rights cases. We have successfully represented clients in cases ranging from debt collector violations to unsolicited phone calls to charging too much interest on loans.
Our consultation is FREE. If we accept your case, we will prosecute your case on a pure contingency-fee basis, which means that you will not be obligated to pay us any attorney’s fees or reimburse us for the costs incurred in your case unless we obtain money for you.
Does your phone ring off the hook with unsolicited phone calls where a phone soliciter, pre-recorded message, or computer-generated voice tries to sell you something? Or, do you receive such solicitations via text message on your cell phone?
If yes, you may have a claim for violation of the Telephone Consumer Protection Act, which is sometimes referred to as the TCPA. This federal law provides damages of up to $500 per violation, and up to $1,500 for each violation that the defendant commits willfully or knowingly. We have successfully represented consumers in many TCPA cases based on violations from unsolicited phone solicitations, text messages and faxes.
When the defendants appeal, or we deem in necessary to appeal, we have fought TCPA in the Florida Supreme Court and the federal appeals court known as Circuit Court of Appeals for the Eleventh Circuit. If you have been the victim of a TCPA violation, we may be able to help you too. Please contact us for a free consultation.
Has a debt collector called you on the phone, or sent you a letter, threatening to sue you, send you to jail, tell your friends or family about your alleged debt, or to collect money that you do not owe? Have they called you at work, or called your friends, family or employer and shared private information about you or the alleged debt?
If yes, you may have a claim for violation of the Fair Debt Collection Practices Act (the FDCPA). The FDCPA allows you to sue debt collectors that engage in unlawful debt collection practices. Many states have similar laws that also allow you to sue the creditor that claims you owe them money. The FDCPA and the similar state laws require the debt collectors and creditors to pay your attorney’s fees. If you have been the victim of unlawful debt collection practices, we may be able to help you stop them, and obtain money damages for you.
The Fair Credit Reporting Act (“FCRA”) prohibits companies and individuals from accessing your credit report unless they have your consent or another permissible purpose allowed by the FCRA. For example, if you close your account with a creditor and don’t owe them any more money, and the creditor continues to access your credit report, you may have a claim for violation of the FCRA.
Usury means charging excessive and unlawful interest rates on loans. Some companies try to avoid usury laws by claiming that they are purchasing your pension, disability or insurance benefits in exchange for giving you money.
These companies often target retired military personnel, senior citizens, spouses that receive pension benefits, and persons on disability. Such practices are usually a fraudulent attempt to evade usury laws.
Wites Law Firm may be able to help you avoid paying usurious interest rates, and get you out of usurious loan agreements.
Legal issues should be addressed in a timely manner. Our attorneys are ready to discuss a wide range of topics.
We invite you to contact someone in our office for a one-on-one consultation with one of our experienced consumer rights attorneys.
No. In some consumer rights cases, the defendant will pay our attorney’s fees if we obtain a settlement or verdict at trial for you. In other cases, we charge a percentage of the recovery. It depends on the type of case. In all cases, you do not have to pay us any money to hire us, and you will not owe us any money if we do not obtain a recovery for you.
Yes. Even if you owe money to the defendant, it remains unlawful for the defendant to harass you to collect money, or charge you unlawfully high interest rates, to call your cell phone using an automatic dialer unless they have your express permission, or to text unless they have your permission.
You may still have time to file your case. For example, the statute of limitations for Fair Debt Collection Practices Act claims is one year, but the Florida Consumer Collection Practices Act has a 2 year statute of limitations, and both laws cover many of the same claims. Also, the statute of limitations for TCPA claims is 4 years.
We can help you obtain the call detail report for your cell phone from your cell phone provider. Also, in the case of text messages, you may be able to use software to extract the texts from your cell phone
Even though you agreed to pay interest on money loaned to you (or disguised as a loan), you can still sue if the interest rate is higher than the law allows.
Without the help of Marc Wites (my attorney), I believe I would no longer be alive. Marc did not have to represent me, but I think he realized what had happened to me when I was eleven years old was more than a crime; it was horrific. He believed me, not everyone that I told about what had happened did believe me, (my parents, really did not entirely believe me, or they did not want to believe). Marc gathered the evidence so thoroughly. Marc realized that when I had to confront what had happened, one could become suicidal, and Marc took great care, to insure, that I would be better off if the truth was revealed, then to hide from it for the rest of my life. Marc freed me from a self-inflicted prison, I was lost, set adrift, and he let me control the fate of where my law case was going to go. I think Marc is fantastic, he went right for the jugular vein, he knew exactly what to do, and again, I think he is a great person and attorney. I thank Marc for helping me, as I know the outcome of my case would not have been the same without him.Robert M.
Our family has known Marc Wites for almost 10 years, and we have come to know him in a professional and personal capacity during this time. Marc was instrumental in winning significant awards in regard to a car accident case and a personal injury case for us. Marc’s experience and expertise goes beyond those areas. I benefited immensely from his advice recently in resolving another thorny issue. Marc quickly grasped what needed to be done and resolved the problem quickly and efficiently. I highly recommend Marc for his integrity, knowledge, and experience. Marc is a professional attorney you can trust.Joe F.
Marc Wites was referred to me after our home was destroyed in a fire. My only regret was that I waited 4 months to contact Marc thinking that the insurance company would take care of our claim in a timely manor! In a situation like this you need a Professional who is the expert in representing the consumer! Marc Wites and his staff handled the entire process to our complete satisfaction! I highly recommend them!Jack
We hired Marc Wites Law Firm to help us through an insurance claim. There was so much paperwork, phone calls etc involved that we needed Help through it. Marc Wites and his staff were knowledgeable, professional and courteous. They were always on task and available. If I called him on any given day, he personally returned my call, and answered my questions or concerns with patience and insight. He and his staff were dedicated to getting the absolute best outcome for us. Throughout the process, we felt there were next to us , every step of the way. Sincerely, Terry ReillyTerry