5 years Ago, MarcWites
You may be disappointed to know that the answer to this question is “No”. Surprisingly, even though you are paying your insurance company to protect your assets, when it comes to a claim they are looking ultimately to minimize their losses. This can come as something of a shock if you have never had to deal with a claim before and are expecting your compensation for damages to be full and fair.
Insurance company adjusters typically deal with 100 – 150 cases a month. They are sometimes given bonuses for the number of cases they can settle and the amount they are allowed to settle for is going to be in the interest of the insurance company rather than you. Insurance company adjusters know all the tricks of the trade to get you to accept an unfair and low claim amount.
From the time that the damage occurs and you need to advise your insurance company of a potential claim, you should think about using your own insurance claims lawyer to protect your financial losses. If you do not do this then you are on your own against the insurance company’s claims adjusters and their own insurance claims legal representation team. You may find yourself alone, up against some formidable opponents, and this may adversely impact your claim.
Both will work in your best interests so which one you use may depend upon the size and value of your expected claim. If you are unsure, contact both, have a discussion with them and take their advice. The upside of using an insurance claims lawyer is that he or she can take your case right through to final valuation and legal proceedings if necessary. He will also understand the intricacies of your insurance policy wording and will be able to interpret it in your favor as much as possible. So as you can see, there are many reasons why it is worth employing your own insurance claims legal representation.
When it comes to property damage of any type, just because you have insurance in place, it does not mean that your insurance company will always act in your best interests. This may seem very unfair particularly if you have been paying premiums for many years and possibly have never made a claim before. However, insurance companies, like all businesses, are out to maximize their profits and reduce their losses and they do this by denying and minimizing claims.
If you are dedicated to your cause and seriously want to obtain the most money possible, using the services of an insurance claims lawyer makes a lot of sense. Typically, the insurance company will pay the legal fees of your lawyer. So, not only will your lawyer help maximize your claim, but in most cases you will not have to pay your lawyer any legal fees.
Do your research carefully, and take advice from professionals that have your best interest in mind before you start talking to your insurance company in too much detail. The best advice is to merely advise them of your claim and then let your lawyer take over.
Wites Law Firm has a legal team that specializes in insurance claims and has taken cases as far as the Florida Supreme Court, where we won and forced the insurance company to pay the full amount of its $2 million dollar insurance policy. If you are going to fight your insurance company to get what you are owed, make sure you bring a team of lawyers who will show that you mean business!
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Marc: Congratulations on the School Board settlement! Glad you were about to get a good result for your clients. Having been your adversary early on in the case, I can say it was a long battle and the great result was due to your persistence and creative approach to the litigation. Well done!Josh Eggnatz
Attorneys often convey a sterile attitude toward clients that is often void of sincerity and compassion, and may even be condescending. Marc Wites has not lost his humanity!! Mr. Wites is an attorney that continues to stay abreast of the law, which results in excellent results for his clients. Marc Wites is my “go to” attorney when I am looking for A-rated service and quality representation. I consider Marc as not only my attorney but a friend as well.David
An impressive chamber of knowledgeable attorneys/staff that stand ready to work tirelessly on behalf of their clients. Marc Wites is the quintessential Perry Mason advocate–erudite, prepared, and brilliant. He is ready to take on any legal challenge. Above all, he is understanding of the working class. Surely, he’s not just in it for the money; he genuinely wants to help people. Overall outstanding law firm.Raymond Brown
Mr. Wites accepted my case when other lawyers would not. He never promised what he couldn’t deliver. He was realistic, upfront and honest. He actually returns phone calls. And he is willing to explain the legal process and to take time to answer questions. I would definitely contact Mr. Wites if I ever needed a lawyer again.Karla